Credit Portfolio Senior Analyst - Cards Risk

Contribute to the development of new techniques and improvement of processes and work-flows by applying in-depth disciplinary knowledge and integrating subject matter and industry expertise within Risk Management Develop recommendations to adjust credit policies by analyzing credit and financial performance and utilizing statistical scoring, segmentation, and regression and simulation techniques Utilize SQL and Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management 7+ years of relevant experience Knowledge of consumer/commercial risk analytics Experience in using analytical, data mining and visualization tools like SAS, SQL, Python, Tableau and MS Office packages including advanced Excel. Ability to apply credit and risk principles toward business goals Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency Proven ability to remain organized in a fast-paced environment, managing multiple projects Proven interpersonal, organizational and analytic skills Vision and ability to provide innovative solutions to core business practices. Ability to develop partnerships across multiple business and functional areas. Bachelor's degree/University degree or equivalent experience Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment. ------------------------------------------------------ For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------