JOB DETAILS

Account Officer 1

CompanyBDO Unibank
LocationCity of Mati
Work ModeOn Site
PostedMarch 22, 2026
About The Company
BDO is a full-service universal bank in the Philippines. It provides a complete array of industry-leading products and services including Lending (corporate and consumer), Deposit-taking, Foreign Exchange, Brokering, Trust and Investments, Credit Cards, Corporate Cash Management, and Remittances in the Philippines. Through its local subsidiaries, the Bank offers Leasing and Financing, Investment Banking, Private Banking, Rural Banking, Life Insurance, Insurance Brokerage, and Stock Brokerage services. BDO's institutional strengths and value-added products and services hold the key to its successful business relationships with customers. Its branches remain at the forefront of setting high standards as a sales- and service-oriented, customer-focused force. BDO has one of the largest distribution networks, with more than 1,600 operating branches and over 4,500 ATMs nationwide. Through selective acquisitions and organic growth, BDO has positioned itself for increased balance sheet strength and continuing expansion into new markets. As of 30 June 2022, BDO is the country's largest bank in terms of total resources, customer loans, deposits, and assets under management. BDO is a publicly listed company (PLC), with its shares currently being traded at the Philippine Stock Exchange under the symbol “BDO”. BDO Unibank is regulated by the Banko Sentral ng Pilipinas. https://www.bsp.gov.ph For concerns, please visit any BDO branch near you or reach us through any of the channels listed in the Consumer Assistance page of our website: https://www.bdo.com.ph/consumer-assistance. Deposits are insured by PDIC up to P1 Million per depositor. The BDO, BDO Unibank and other BDO-related trademarks are owned by BDO Unibank, Inc. All Rights Reserved.
About the Role
 

About BDO Network Bank 

 

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams. 

 

Job Summary  

 

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service. 

  

Key Responsibilities: 

  

  • Actively solicit microfinance loan accounts to meet the business needs of the customer 

  • Analyze overall loan applicant’s qualifications to determine feasibility of granting loans 

  • Initiate credit and collection activities to ensure credit quality of accounts 

  • Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients 

  • Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking 

  • Execute sales and/or marketing activities that will achieve volume targets 

 

  

Qualifications: 

  

  • Graduate of any four-year or five-year degree course / Bachelor's Degree Holder 

  • Possesses good selling, communication and customer service skills. 

  • Must have basic mathematical knowledge. 

  • Preferably familiar with computer software including word processing & spreadsheets. 

  • With fieldwork and sales experience on Microfinance, an advantage. 

  • Preferably can drive a motorcycle 

 

About BDO Network Bank 

 

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams. 

 

Job Summary  

 

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service. 

  

Key Responsibilities: 

  

  • Actively solicit microfinance loan accounts to meet the business needs of the customer 

  • Analyze overall loan applicant’s qualifications to determine feasibility of granting loans 

  • Initiate credit and collection activities to ensure credit quality of accounts 

  • Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients 

  • Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking 

  • Execute sales and/or marketing activities that will achieve volume targets 

 

  

Qualifications: 

  

  • Graduate of any four-year or five-year degree course / Bachelor's Degree Holder 

  • Possesses good selling, communication and customer service skills. 

  • Must have basic mathematical knowledge. 

  • Preferably familiar with computer software including word processing & spreadsheets. 

  • With fieldwork and sales experience on Microfinance, an advantage. 

  • Preferably can drive a motorcycle 

 

Key Skills
Loan SolicitationCredit QualityCustomer ServiceSalesCommunicationMathematical KnowledgeWord ProcessingSpreadsheetsFieldworkDriving Motorcycle
Categories
Finance & AccountingSales
Job Information
📋Core Responsibilities
The Account Officer is responsible for achieving loan volume targets for Micro, Small, and Medium Enterprises while ensuring profitability and sound credit quality. Key duties include actively soliciting microfinance loan accounts, analyzing applicant qualifications, and initiating credit and collection activities.
📋Job Type
full time
📊Experience Level
0-2
💼Company Size
19241
📊Visa Sponsorship
No
💼Language
English
🏢Working Hours
40 hours
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