JOB DETAILS
Sales Growth Senior Manager
CompanyCermati.com
LocationCentral Jakarta
Work ModeOn Site
PostedApril 9, 2026

About The Company
Cermati Fintech Group (CFG) is a fast growing financial technology company group established in April 2015. We're on a mission to build a more inclusive financial future by making financial products more accessible to people across Indonesia.
Our businesses span a wide range of services including financial product aggregation, financing, cash loans, insurance brokerage, as well as mutual fund and bond investments.
We launched our first product, Cermati, a financial services aggregator, in 2015. Since then, we've expanded rapidly with the introduction of Indodana (cash loan platform) in 2017, Cermati Protect (insurance brokerage) and Cermati Invest (investment platform) in 2019.
In 2024, we introduced a new financing service through Indodana Finance, and rebranded our cash loan platform to Indodana Fintech further strengthening our ecosystem of digital financial solutions.
๐ Learn more about us at https://cermati.group/
About the Role
Job Description
1. Growth, Sales, Revenue, and Profitability
- Develop the annual budget for offline paylater, covering sales, revenue, costs, profitability, and other key financial metrics.
- Propose budget adjustments when business performance deviates from the approved plan, whether due to sales growth or decline.
- Monitor and evaluate offline channel performance to ensure continuous growth and achievement of revenue targets.
- Monitor and evaluate offline channel performance to ensure profitability in line with company targets.
2. Merchant, Pricing, and Promotion Monitoring
- Propose merchant risk classification and pricing strategies in collaboration with the Risk team.
- Work with the Risk team to determine pricing strategies based on risk levels and merchant geographic locations.
- Monitor and evaluate promotional activities in the offline channel to ensure alignment with the approved budget.
- Ensure that pricing and promotional strategies are aligned with potential risk exposure.
3. Sales Capacity
- Collaborate with the Head of Offline Sales to define sales team headcount and propose organizational structure changes aligned with business strategy and field requirements.
- Support monitoring to ensure sales team fulfillment (from Promoters to Regional Sales Managers) meets the approved headcount.
- Coordinate with the Sales Performance Monitoring team on recruitment processes and act as a liaison with other departments to resolve hiring challenges.
4. Performance Monitoring
- Coordinate with Sales Performance and Merchant Monitoring teams to review sales team and merchant performance.
- Monitor and review store-level targets.
- Propose and review reward and punishment mechanisms for both sales teams and merchants.
5. Area Expansion & Extension
- Collaborate with the offline sales team to analyze and propose expansion of offline business areas.
- Coordinate with relevant departments to prepare for approved expansions (e.g., Business Development, Infrastructure, Recruitment, Systems, Training, etc.).
- Monitor and ensure expansion readiness is on track, enabling timely go-live according to the defined schedule.
Qualifications
- Bachelorโs degree (S1) in Economics, Management, Accounting, Statistics, Mathematics, or a related field.
- Minimum 5 years of experience in sales management or sales performance monitoring within banking, multifinance, or paylater industries.
- Strong understanding of lending business processes in banking, multifinance, or paylater sectors.
- Experience in performance reporting, database monitoring, sales monitoring, pricing strategy, or supporting campaign/promotion activities is a plus.
- Strong data analysis and reporting skills (e.g., sales, NOA, NOS, interest rates, subsidies, admin fees).
- Advanced proficiency in Microsoft Excel or Google Sheets.
- Basic understanding of campaign and promotion management.
- Strong communication skills with the ability to collaborate across teams.
- High attention to detail, strong time management, and results-oriented mindset.
Key Skills
Sales ManagementFinancial PlanningData AnalysisRisk ManagementPricing StrategyPerformance MonitoringBudgetingStrategic PlanningTeam LeadershipReportingMicrosoft ExcelGoogle SheetsCommunicationTime ManagementBusiness DevelopmentSales Forecasting
Categories
SalesManagement & LeadershipFinance & AccountingData & Analytics
Job Information
๐Core Responsibilities
The Sales Growth Senior Manager is responsible for developing annual budgets, monitoring offline channel performance, and ensuring profitability through effective pricing and promotional strategies. They will also collaborate with cross-functional teams to manage sales team capacity, oversee performance metrics, and drive business area expansion.
๐Job Type
full time
๐Experience Level
5-10
๐ผCompany Size
503
๐Visa Sponsorship
No
๐ผLanguage
English
๐ขWorking Hours
40 hours
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