JOB DETAILS

BSA Analyst

CompanyWESTAMERICA BANK
LocationFairfield
Work ModeOn Site
PostedApril 30, 2026
About The Company
Westamerica Bancorporation is the holding company for Westamerica Bank, a regional community bank providing consumer and commercial financing for more than 80 branches throughout Northern and Central California. First chartered in 1884, we've grown into one of the most stable community banks in the nation, and the seventh largest bank headquartered in California. A Proven Past – A Strong Financial Future Westamerica Bancorporation maintains exceptional asset quality, and our capital ratios exceed regulatory standards for "well-capitalized"​ companies. Our outstanding loan quality, loan loss reserve, earnings, and capital ratios place us among the top-performing financial institutions in the nation for financial health and safety. Westamerica receives continued recognition by analysts as a very healthy community banking company. Independent bank rating agencies, including Findley Reports and Veribanc, consistently reaffirm their positive ratings. In fact, Veribanc has awarded us their "Blue Ribbon"​ in recognition of our safety, soundness and financial strength. Our senior management team has been a steady force, attesting to our clear, consistent direction and long-term stability. Our stock is traded on the NASDAQ stock market under the symbol WABC.
About the Role

Description

Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee.

Under general supervision: Maintains knowledge of the Bank Secrecy Act and all related anti-money laundering and OFAC regulations. Under management guidance, performs reviews of various reports and transaction data and analyses activity to determine if transactions are suspicious in nature.


Weekly Working Hours: 40


Essential Functions:

  • Under guidance reviews system generated alerts for customer transactions in order to identify suspicious activity related to Anti-money laundering, fraud or terrorist financing activities. Recommends when to file Suspicious Activity Reports.
  • Conducts investigations and enhanced due diligence reviews of various customer types and industries.
  • Conducts Know Your Customer / Customer Due Diligence / Enhanced Due Diligence reviews on new customers.
  • Conducts the less complex investigations of transactions processed though the bank’s Merchant Processing Center.
  • Reviews and files Currency Transaction Reports submitted by branches within the required regulatory imposed timeframes.
  • Clears Office of Foreign Assets Control (OFAC) and other watch list alerts.
  • Reviews MISL Reports.
  • Participates in training seminars and webinars.
  • Provides accurate and timely responses to questions from branches and departments regarding BSA policies using sound judgment, ensuring regulatory compliance, no legal impact and satisfactory audits.

EOE

Westamerica Bank's Privacy Policy may be found at: www.westamerica.com/about/privacy

Requirements

MINIMUM KNOWLEDGE, PRIOR WORK EXPERIENCE, AND SKILLS NEEDED TO PERFORM JOB FUNCTIONS :

  • Two years branch banking experience where incumbent has gained strong working knowledge of branch operations, policy and procedure as well as prior work exposure to BSA/AML regulations preferred.
  • Proficient in Microsoft Word, Excel and Access computer software.
  • Excellent analytical, communication (written and verbal), research, investigative and organization skills are required.
Key Skills
Bank Secrecy ActAnti-money launderingOFAC regulationsTransaction analysisSuspicious Activity ReportsEnhanced due diligenceKnow Your CustomerCurrency Transaction ReportsBranch operationsMicrosoft WordMicrosoft ExcelMicrosoft AccessAnalytical skillsCommunication skillsResearchInvestigative skills
Categories
Finance & AccountingSecurity & SafetyAdministrative
Job Information
📋Core Responsibilities
The BSA Analyst monitors customer transactions to identify and investigate suspicious activity related to money laundering, fraud, or terrorist financing. They are responsible for filing regulatory reports, conducting due diligence, and ensuring bank compliance with BSA/AML policies.
📋Job Type
full time
💰Salary Range
$18 - $23
📊Experience Level
2-5
💼Company Size
496
📊Visa Sponsorship
No
💼Language
English
🏢Working Hours
40 hours
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