JOB DETAILS

Commercial Banker

CompanyUnited Bank
LocationDurham
Work ModeOn Site
PostedMay 17, 2026
About The Company
United Bank is the community bank for the markets we serve. We offer local decision-making and the personalized service our customers have come to expect since 1839, with the insights, technologies, products, and services of a large bank – and a deep commitment to the communities in which we operate. We are committed to developing long-term personal relationships with every customer. Our flexible, local decision-making approach enables our team to create customized solutions to help United customers grow and thrive. With more than 220 locations and over 2,500 employees across the Mid-Atlantic and Southeast, our experienced leadership, consistent performance, and focus on relationships make United the bank of choice for our customers, investors, team members, and communities. We are committed to serving our communities with safe, sound, and secure practices – backed by strong earnings, sound asset quality, and strong capital – that have allowed us to weather any storm for 186 years. Because of this, our employees, customers, shareholders, and communities can rely on us to be their banking partner for decades to come. Member FDIC. Equal Housing Lender. Equal Opportunity Employer. United Bank NMLS ID 522399 (www.nmlsconsumeraccess.org). ADVERTISING NOTICE - NOT A COMMITMENT TO LEND – SUBJECT TO PROGRAM AVAILABILITY. This is not a commitment lend. All loan applications are subject to credit and property approval. Annual Percentage Rate (APR), programs, rates, fees, closing costs, terms and conditions are subject to change without notice and may vary depending upon credit history and transaction specifics. Other closing costs may be necessary. Flood and/or property hazard insurance may be required. To be eligible, buyer must meet minimum down payment, underwriting, and program guidelines. Before participating on our channels, please review our Social Media Community Guidelines: https://www.bankwithunited.com/social-media-community-guidelines
About the Role

Job Description

JOB SUMMARY: 
The Commercial Banker’s primary responsibility is to obtain, promote, and manage a portfolio of existing and new loan customers including cross-selling new loans, products and services while ensuring compliance with the Bank’s lending policies and procedures. A Commercial Banker's main focus is on loan amounts of less than $1 million.

RESPONSIBILITIES:
•    Analyze markets to develop new prospects for loans.
•    Maintain and develop positive, professional relationships with customers and continue communication for growth of portfolio. Foster customer relationships through routine calls and meeting activity and develops new Commercial Banking relationship opportunities through business development activities.
•    Analyze applicant’s financial status, credit and property evaluation to determine feasibility of loan request.
•    Compiles loan documentation and facilitates loan structure with applicant and ensures the commitment letters are prepared and delivered.
•    Has full understanding of commercial real estate appraisals and is able to review and evaluate appropriately.
•    Ensures loan closing and funding activities occur timely.
•    Identify complex situations, review related information to evaluate and develop an acceptable solution.
•    Stays informed and current on lending practices and communicates as necessary on updates needed to the Bank’s policies.
•    Actively participates in the Community by attending events and being active in organizations to promote the Bank’s business products and services and build relationships.
•    Maintain a deep understanding of banking products/services to make appropriate recommendations.
•    Administer all referrals and direct meetings and business development opportunities.
•    Ensure compliance to all standards and policies and ensure secure transaction for customers.
•    Exercises advanced proficiency with routine client maintenance requests, problem resolution and advanced sales functions regarding deposit, credit, convenience and other product and service lines.

Qualifications

SKILLS/QUALIFICATIONS:
•    Bachelor’s degree preferred, with a focus in business, finance, or another related field
•    Minimum two (2) years of related Banking experience, preferably as a Commercial Lender or Portfolio Manager, is required.
•    Demonstrated ability of holding effective and successful business relationships is essential
•    Must have formal credit analysis training or sufficient lending experience
•    Proficiency in Microsoft Office Products is required
•    Demonstrated ability to grow and management customer relationships
•    Ability to organize and analyze complex financial data
•    Knowledge and understanding of all federal and state regulations regarding lending and related departments.
•    Excellent analytical and mathematical skills and ability to make a credit decision
•    Excellent verbal and written communication skills
•    Demonstrated high level of professionalism and maturity
•    Ability to work off normal work schedule to meet customer needs as well as attend community functions and events for business development.
•    Minimal travel within the assigned market is required.
 

KEY COMPETENCIES:
•    Relationship Building
•    Sales Driven
•    Self-Motivated
•    High Business Acumen


Essential Functions:  
•    Sitting or standing for extended periods of time.
•    Sufficient dexterity of hands and fingers to efficiently operate a computer keyboard, mouse, and other computer components.
•    Ability to converse and exchange information with all levels of staff within organization.
•    Ability to observe, perceive, identify, and translate data
•    Ability to travel via air, rail, automobile and/or bus.

Company Profile

Please click here to access a list of benefits for which this position is eligible. Additional information regarding United's Mission, Values and Culture can be found here.

At United, our strength is our people, and we are committed to nurturing a culture that is reflective of the communities we serve; promotes respect and a shared purpose; and aligns with our core values.

Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

Key Skills
Credit AnalysisRelationship ManagementBusiness DevelopmentFinancial AnalysisCommercial Real Estate AppraisalLoan StructuringComplianceMicrosoft OfficePortfolio ManagementRisk EvaluationMathematical SkillsVerbal CommunicationWritten CommunicationSalesMarket AnalysisCustomer Service
Categories
Finance & AccountingSalesManagement & Leadership
Job Information
📋Core Responsibilities
The Commercial Banker is responsible for obtaining and managing a portfolio of loan customers, focusing on loan amounts under $1 million. Key duties include analyzing financial status, structuring loans, and promoting bank products through community engagement and business development.
📋Job Type
full time
📊Experience Level
2-5
💼Company Size
2596
📊Visa Sponsorship
No
💼Language
English
🏢Working Hours
40 hours
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