Finance & Insurance Manager

Description

US Auto Trust is one of California’s fastest growing automotive groups. We are proud to have a stable of legendary brands such as Ferrari, Aston Martin, Lamborghini and Cadillac.

Our Dealership, Ferrari Dallas is seeking a results-driven, customer-focused Finance & Insurance Manager to join our team. 

The Finance & Insurance Manager structures car deals for clients with average to above credit, in compliance with finance lender guidelines and auto dealership policy, resulting in quick funding, and a high level of customer satisfaction.

Responsibilities:

· Knows and implements dealership policies and procedures.

· Communicates all problem deals to management immediately.

· Addresses missing stipulations communicated from lender immediately.

· Adheres to a standard of professional ethics and is respectful to customers.

· Knowledge of state regulations regarding finance and the Fair Credit Reporting Act.

· Train and supervise sales staff regarding any changes in regulations and the Fair Credit Reporting Act.

· Accessing and managing sensitive financial documents, including credit reports, loan applications, and tax information.

· Structures deal in accordance with lender and dealership guidelines while never intentionally misrepresenting a deal.

· Performs credit interview, prepares credit application, and verifies accuracy of all material information on the credit application and submits to lender.

· Maintains confidentiality of customer information making sure to disclose financial information to customers. 

· Analyzes credit reports, able to recognize a conventional deal and turns over accordingly.

· Handling large sums of money or financial transactions.

· Ensuring compliance with legal and ethical standards for financial services.

· Building and maintaining trust with customers while discussing financing options.

· Reviewing and approving significant financial agreements and transactions.

· Sells credit insurance and service contracts.

· Maintains good lender relations while maintaining a lender guide of programs currently used and obtains a working knowledge of them.

· Evaluates new lender programs, goes over deals with lenders, and works diligently on all deals.

· Maintains current inventory log, move old inventory and makes recommendations to management.

· Maintains a call-in log and contracts in transit log (funding package).

· Trains administrative personnel on assembling funding packages, reviews funding packages prior to mailing.

· Shows and demonstrates vehicles when necessary.

· Designs and places advertising for special finance.

· Properly cost special finance deals (prepares profit sheets) and receipts deposits immediately.

· Other tasks as assigned.

What We Offer: 

· Comprehensive benefits program, including health care options (medical, dental and vision) and 401k savings with company match.

· Training, resources and opportunities for career growth and advancement, tailored to individual performance, experience and interests.

· Values-driven culture built on integrity, professionalism, excellence and teamwork

We are a Drug Free, Tobacco Free, Non-Smoking (including e-cigarettes) company and Equal Opportunity Employer (EOE).

Requirements

· High school diploma or equivalent required; bachelor's degree in related field preferred

· At least three years' experience as an automotive F&I Manager

· Excellent communication (written, verbal, interpersonal)

· Excellent math and computer acumen

· Ability to set and achieve targeted goals

· Organization and follow-up skills

· Proficient in Microsoft applications

· Valid driver’s license and have and maintain an acceptable, safe driving record

· Bilingual is a plus

· AFIP certification a plus