JOB DETAILS

Mortgage Underwriter

CompanyEquity Resources, Inc
LocationNewark
Work ModeOn Site
PostedJune 2, 2026
About The Company
Our Corporate Culture- Equity Resources, Inc. is a privately held mortgage lender based in Central Ohio. The company was founded in 1993 and we are proudly celebrating our 32nd anniversary this year. We are a positive, family-oriented team that is passionate about “Improving the Lives of Families.” We support personal growth and provide training, value employee ideas for improvement, encourage advancement, provide cutting edge technology and embrace open and honest communication. Our culture is a reflection of our core purpose to “Improving the Lives of Families.” We are each empowered to “look through the eyes of the customer” and use our knowledge and training to deliver amazing customer service with honesty and integrity. We currently have branch offices in Connecticut, Florida, Maryland, Massachusetts, Michigan, Ohio, Pennsylvania, South Carolina, North Carolina and Virginia. We are licensed in 20 states throughout the East Coast from New Hampshire to Florida, including D.C. Who excels at this company? Service driven individuals who are passionate about helping to improve the lives of families in the modern technology era. Are you a Mortgage Specialist? Copy the following link and paste in your browser for an overview of why Equity Resources should be your #1 choice! https://www.callequitymortgages.com/recruiting Please contact us direct to experience the Equity difference! Corporate Office: 25 S. Park Place, Newark, OH 43055. 1-800-270-7082. NMLS 1579. Equal Housing Lender. http://callequity.net/licensing-and-disclosures/ www.nmlsconsumeraccess.org
About the Role

Description

Are you an experienced mortgage underwriter who’s been searching for a great company that's family owned, that recognizes your contributions, and has a philosophy of no layoffs during the down-season? A company whose goal and purpose is to Improve the Lives of Families? Take a look at Equity Resources! We are a fun and friendly environment where we work together to meet our daily goals.


Why you’ll love working here

  • Remote work is available for candidates located outside of Central Ohio. Candidates local to Central Ohio will be asked to work a structured hybrid schedule and can enjoy our corporate office in Newark’s historic downtown square.
  • Choose from flexible hours: 8:30 AM – 5:00 PM with a 30-minute lunch, or 8 AM – 5 PM / 8:30 AM – 5:30 PM with a 1-hour lunch.
  • Generous PTO, 10 paid holidays, plus a day off for your birthday!
  • Full benefits package (including pet insurance!) first of the month after your first 30 days.
  • 401(k) option with a generous company match —helping you grow your retirement savings faster.
  • Earn extra cash through our referral programs, $500 for each borrower you refer, and up to $5,000 for referring an experienced Loan Officer.
  • Join a stable, employee-focused company that’s been growing since 1993.

Requirements

  • Bachelor’s Degree in Business, Finance, or related field preferred (or equivalent combination of education and experience); minimum HS diploma or equivalent.
  • Minimum of 2 years’ DE Underwriting experience with conventional and FHA loans; USDA/VA experience a plus.
  • Proficient in Microsoft Word, Excel, and Outlook; experience with an electronic mortgage processing systems required (Encompass preferred).
  • Must reside in a state in which Equity Resources is currently licensed.
  • Excellent written and verbal communication and customer service skills; able to interact professionally with employees, vendors, and lenders.
  • Ability to comprehend and follow complex written and oral instructions.
  • Work independently with minimal supervision, applying sound judgment and attention to detail.
  • Ability to manage high-stress situations and work overtime as needed.

What your day will look like

The primary functions of the Underwriter are to approve saleable loans with the information provided by the next day; underwrite all loans under FNMA, FHLMC, and FHA (may include USDA & VA) loan programs and maintain knowledge of investor programs and overlays and communicate any changes to staff.


The following duties would be applicable:

  • Monitor pipeline daily and self-assigned preapprovals.
  • Make underwriting decisions based on risk assessment, taking into consideration the 4 C’s of underwriting: Capacity, Credit, Collateral, and Cash.
  • Deliver high-quality service with 24-hour turn times and timely updates to Mortgage Specialists.
  • Maintain knowledge of investor overlays and expertise in FNMA, FHLMC, and FHA. Knowledge in USDA & VA loan programs is preferred but not required.
  • Analyze and report loan quality issues and monitor corrective actions.
  • Uphold strict fraud prevention, confidentiality and ethical standards set by Equity Resources.
  • Adapt to changing circumstances and adjusting daily priorities as needed.
  • Assist other Underwriters with daily volume.
  • Perform additional duties as needed to support team and company goals.

About Us


Equity Resources, Inc. is a privately owned and operated mortgage company headquartered in Newark, Ohio. We are licensed in 22 states, including Washington D.C., and operate branch offices in many of those locations. Our vision and purpose at Equity Resources, Inc. is quite simply to Improve the Lives of Families. We pride ourselves in creating Raving Fans of our customers AND our employees. We are celebrating our 33rd year in business and are continuing to grow! Come join our team!


Equity Resources offers a comprehensive total compensation and benefits package that includes medical, dental, and vision insurance; 401(k); company-paid life insurance; and much more!


Equity Resources is an equal opportunity employer. It does not discriminate against applicants or employees on the basis of race, color, religion, creed, national origin, ancestry, disability that can be reasonably accommodated without undue hardship, sex, sexual orientation, gender identity, age, citizenship, marital or veteran status, or any other legally protected status.

Key Skills
DE UnderwritingConventional LoansFHA LoansUSDA LoansVA LoansRisk AssessmentEncompassMicrosoft WordMicrosoft ExcelMicrosoft OutlookFraud PreventionCustomer ServiceWritten CommunicationVerbal CommunicationAttention To DetailTime Management
Categories
Finance & Accounting
Benefits
Paid Time Off10 Paid HolidaysBirthday Day OffMedical InsuranceDental InsuranceVision InsurancePet Insurance401(k) With Company MatchCompany-paid Life InsuranceReferral Programs
Job Information
📋Core Responsibilities
The Underwriter is responsible for approving saleable loans under FNMA, FHLMC, and FHA programs while maintaining knowledge of investor overlays. Key duties include monitoring pipelines, performing risk assessments based on the 4 C's, and ensuring 24-hour turn times.
📋Job Type
full time
📊Experience Level
2-5
💼Company Size
217
📊Visa Sponsorship
No
💼Language
English
🏢Working Hours
40 hours
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