JOB DETAILS
Loan Underwriter
CompanyLone Star Credit Union
LocationDallas
Work ModeOn Site
PostedJune 6, 2026
About The Company
We believe if it’s good for you, it’s good for us. This good-business philosophy is lived out in how we treat each other, our Members and the communities we live in. Proud to be Texas-based since 1967, we always honor the credit union credo of “people helping people.” While we deliver a variety of financial services, we are driven by respect and fairness. As we continue to innovate and grow, we also hold fast to the timeless standards of honor, integrity and service. Whether you need a credit union to call home, a loan for your first car, or help in building financial security, our Members choose us because it’s good business to be good to our Members.
Our roots started in Dallas, TX as Lone Star Gas Employees Federal Credit Union. As we've grown, our membership field has evolved and expanded along with our financial services. Today, we serve more than 11,000 members and various employee groups throughout Texas. We offer membership to those who live or work in six North Texas counties, including Delta, Hopkins, Hunt, Kaufman, Rains and Rockwall, as well as those who live or work within a 10-mile radius of our Dallas branch location.
About the Role
Description
Authentic, happy, trustworthy, open-minded, passionate, service oriented – if these words describe you, Lone Star Credit Union may be the match you have been looking for. We believe “if it’s good for you, it’s good for us.” Our strong core values, called our Elements of Good, drive the culture of Lone Star Credit Union.
Loan Underwriter
Lone Star Credit Union is searching for a Loan Underwriter. The Loan Underwriter will be responsible for building a quality lending portfolio by examining, evaluating, decision making or recommending a decision on consumer loan applications. Assist in the daily operations of loan servicing activities related to all loan products, title work, collateral protection, etc.
Responsibilities include
- Review consumer loan applications, credit bureau information, collateral valuation, tax returns, financial statements and/or other supporting documentation to determine credit worthiness.
- Effectively decision applications, within approval criteria and authority level assigned, placing emphasis on response time and quality of applications approved.
- Structure approvals to enhance lending portfolio and identify cross-sell opportunities for ancillary loan products, as well as other credit union products and services.
- Communicate decisions including approval, counter offers and denials to appropriate employee and provide guidance regarding loan decisions and policy inquiries.
- Manage the recording of LSCU’s security interest on all collateralized loans to ensure liens are perfected correctly and timely. Releases lien information on collateralized loans and ensures lien information is mailed or released to the proper individual or entity.
- Monitor the internal lending queue and perform loan servicing functions related line of credit reviews, collateral protection, ancillary product claims, working reports for paid off loans and expired approvals, and general ledger account review and balancing.
- Process a variety of loan transactions as needed.
This position has the ability to work remotely, work in an office, or a hybrid of both. You must be able to train and attend meetings in Dallas.
Requirements
- Two years of general lending experience from a credit union or other financial institution.
- Underwriting experience preferred in both consumer and mortgage lending.
- Demonstrated knowledge of standard consumer lending products, policy/procedures and regulations.
- Ability to communicate by expressing information in writing and orally, and have a flexible communication style while possessing the ability to listen effectively.
- Ability to read and interpret documents such as credit bureau reports, debt to income ratio reports, policies, procedures and regulations.
- Analytical ability to evaluate the credit status of applicants and make fair and impartial decisions.
- Proficient Microsoft Office skills.
- Must be able to be actively registered with the Nationwide Mortgage Licensing System (NMLS).
Benefits
- Coaching Culture to ensure success and promote learning and growth
- Paid Time Off, Paid Holidays, Family and Pet Bereavement Leave
- Health Insurance
- Dental Insurance
- Vision Insurance
- Life and Disability Insurance
- 401(K) with Employer Match
- Paid Time Off for Community Volunteerism
- Banking privileges for you and your family
Key Skills
Loan UnderwritingConsumer LendingMortgage LendingCredit AnalysisCollateral ValuationFinancial Statement AnalysisRisk AssessmentMicrosoft OfficeNMLS RegistrationLoan ServicingRegulatory ComplianceCommunication Skills
Categories
Finance & Accounting
Benefits
Coaching CulturePaid Time OffPaid HolidaysFamily And Pet Bereavement LeaveHealth InsuranceDental InsuranceVision InsuranceLife And Disability Insurance401(K) With Employer MatchPaid Time Off For Community VolunteerismBanking Privileges
Job Information
📋Core Responsibilities
Responsible for evaluating consumer loan applications and making credit decisions to build a quality lending portfolio. Manages loan servicing activities, including collateral protection, lien perfection, and general ledger balancing.
📋Job Type
full time
📊Experience Level
2-5
💼Company Size
36
📊Visa Sponsorship
No
💼Language
English
🏢Working Hours
40 hours
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