Manager, Construction Lending Operations

Ent Credit Union and Wings Credit Union joined forces in January 2026. This merger means more opportunities, expanded resources, and a shared commitment to delivering exceptional member service. Together, we become more - empowering members, communities, and teams through a bold, unified future. Both organizations bring a strong legacy of member satisfaction, operational excellence, financial stability, and community impact. Recognized locally and nationally as best-in-class financial institutions and employers of choice, each is known for its commitment to financial well-being and philanthropic leadership. Join us during this transformative time and be part of shaping the future of banking! To learn more about the merger, click here.

This role is responsible for overseeing all aspects of the credit union's construction lending operations, including residential and commercial construction projects. The position manages the construction administration team, ensures effective risk management, oversees draw processes, and ensures compliance with internal policies and regulatory requirements. Additionally, it contributes to strategic efforts that promote sustainable portfolio growth and construction lending excellence.

Essential Functions

Construction Lending Lifecycle Oversite:

• Lead the full lifecycle of construction loan administration including project setup, draw management, inspections, and project completion.
• Ensure construction draws are processed accurately and timely in accordance with loan agreements and credit approval.
• Monitor construction projects for budget adherence, lien risk, and timeline compliance.
• Develop, implement, and monitor procedures and risk management frameworks specific to construction and development lending.
• Review and analyze complex construction loan packages, project budgets, cost overruns, delays, contractor issues, and collateral protection.
• Collaborate with lending officers to structure construction credit solutions that balance risk and growth objectives.
• Oversee credit risk reporting and portfolio quality monitoring to identify emerging risks within the construction loan portfolio.
• Ensure compliance with regulatory requirements, internal controls, and best practices for construction lending.
• Provide guidance and training to lending teams on construction credit standards and risk assessment.
• Participate in strategic planning to align construction credit risk management with organizational goals.

Staff Development:

• Continual evaluation of skills needs based on defined workloads and throughput.
• Mentor and coach staff.
• Maintain ongoing methods of processing work and team scorecards for success.
• Development of leadership skills.
• Setting goals and objectives for staff.

Bank Secrecy Act:

• Remains cognizant of and adheres to Wings policies and procedures, and regulations pertaining to the Bank Secrecy Act.

Minimum Formal Qualifications for this Position:

• Bachelor's Degree in Business Administration, Economics, Finance, real estate, construction management, or related field. preferred
• Master's Degree in Business Administration, Economics, Finance, real estate, construction management, or related field. preferred
• 5+ years' of commercial/corporate sales, construction lending, construction loan administration, real estate, and/or service experience. Required
• 2+ years' of management experience. Required
• 1+ years' of experience with both residential and commercial construction lending. preferred

Technical or Specialized Knowledge/Skills:

• Knowledge of construction, credit risk assessment, and underwriting standards.
• Ability to analyze complex construction loan packages, cash flow forecasts, and project budgets.
• Skill in developing and enforcing policies and procedures for construction lending.
• Knowledge of regulatory requirements related to construction lending.
• Ability to identify and mitigate risk across diverse construction loan portfolios.
• Skill in collaborating with lending teams to structure construction financing solutions.
• Ability to produce detailed portfolio quality assessments for construction loans.
• Knowledge of internal controls and risk management frameworks.
• Skill in training and mentoring staff on construction practices.
• Ability to communicate risk findings clearly to stakeholders.
• Knowledge of financial modeling, project cost analysis, and loan structuring techniques.
• Skill in strategic planning to align construction credit risk management with organizational objectives.

Certifications Required:

• Valid Driver's License with an acceptable driving record. required

PAY RANGE: $165,000 to $193,000 Annually (S20) plus 20% annual target bonus.
Final compensation for this position will be determined by various factors such as relevant work experience, specific skills and competencies, education, certifications, location and internal pay equity.

BENEFITS:

• Generous 401(k) match
• 401k Discretionary Profit Sharing
• Health Insurance
• Dental Insurance
• Vision Insurance
• Life Insurance
• Short Term and Long Term Disability
• Health Savings Account with company contribution
• Employee Assistance Program
• Paid Vacation, Sick, Floating Holidays and Volunteer Time Off
• Paid Holidays
• Tuition Reimbursement
• Paid Parental Leave

We anticipate this position to close on 06/15/2026. Please submit your application at your earliest convenience to be considered.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.