Title Officer

Description

Job Summary:

A successful Vista Title Officer will acclimate well to the efficient, fast-paced, professional, caring work environment here at Vista and join our mission in providing an unparalleled experience to our customers and colleagues. A Title Officer will be familiar with all aspects of title work and have careful attention to detail. 

Supervisory Responsibilities:

• None

Duties/Responsibilities:

• Understand the title process to determine what steps need to be taken to transfer the title of property pursuant to the conditions called for in the real estate contract and lender instructions
• Performing complete title searches for both residential and commercial properties
• Create and revise title commitments as necessary
• Examine title search documents to determine insurability
• Read and draw out legal descriptions
• Properly price commitments, endorsements, policies, and guarantees using appropriate schedule of fees and charges
• Utilizing technical bulletins in order to evaluate and resolve problems
• Select appropriate write-ups for commitments and policies (both standard and extended coverage) and write error-free instructions to production typist for same
• Communicate with colleagues and clients regarding issues on files or defects that may impact the closing of a transaction
• Participate in business development activities to maintain existing clients and acquire new clients
• Recognize title defects and formulate curative opinions
• Assess risks and liabilities that may jeopardize the company, and bring these matters to the attention of the title manager or underwriter, as appropriate
• Prepare an accurate and compressive title commitment in accordance with company examining and policy procedures
• Analyze records, such as mortgages, liens, judgments, easements, vital statistics, plat and map books, and property surveys to determine ownership and legal restrictions and to verify legal description of property and completeness of records
• Analyze the effect of probate, foreclosures, building court cases, and bankruptcy proceedings on title insurance 
• Review and approve a variety of documentation including deeds, operating agreements, trusts, affidavits of heirships, corporate resolutions, partnership agreements, and state filed Articles of Incorporation and Articles of Organization
• Selects appropriate write-ups for commitments and policies for both standard and extended coverage
• Collaborate with escrow department to resolve title issues such as legal descriptions, easements, lot splits, vesting, all tax liens, abstracts of judgments, bankruptcies, boundary disputes, encroachments, list pendants, etc.
• Secure all documents (corrective and others) that may be required for the issuance of title insurance.
• Work closely with the customer and escrow staff to meet time requirements and assist with answering questions
• Maintain proper production levels and delivery standards daily
• Returns all calls, voicemails, and emails in a timely manner
• Perform other duties as assigned

Job Type

Full-time, nonexempt hourly position
 

Compensation package

• $22-$33/hr
• Medical (including HSA option with company contribution), Dental, Vision, Life and LTD insurance (including company contributions)
• 401(k) (including company contribution)
• Flexible Spending Account programs for medical and dependent care
• Company paid holidays
• Paid time off (starting at 160 hours/calendar year, prorated for mid-year hire)

Equal Employment and Nondiscrimination

At Vista Title & Escrow, we are committed to equal employment opportunities for all and cultivate a caring and professional environment that invests in every individual in a professional, meaningful, and unparalleled way. We treat each of our applicants, employees, customers, business partners, and community members with dignity and respect without regard to age, race, creed, color, national origin, ancestry, marital status, disability, history of disability, veteran status, nationality, or sex/gender. 

Requirements

Required Knowledge/Skills/Abilities:

• Commitment to Vista’s mission of an unparalleled customer experience
• Excellent verbal and written communication skills
• Excellent interpersonal and customer service skills
• Excellent organizational skills and attention to detail
• Excellent time management skills with a proven ability to meet deadlines
• Strong analytical and problem-solving skills
• Ability to prioritize tasks 
• Ability to function well in a high-paced and at times stressful environment
• Proficient with Microsoft Office Suite and related software
• Strong knowledge of the different facets of the title and escrow industry
• Analytical review and research skills

Education and Experience:

• High school diploma or equivalent
• At least two years related experience required
• Commitment to ongoing growth in education and professional development in the title and escrow industry

Physical Requirements:

• Prolonged periods of sitting at a desk and working on a computer.
• Must be able to lift up to 15 pounds at times.