Mortgage Loan Processor (Full Time) - Richardson, TX

Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP.

Prosperity Bank is an Equal Opportunity Employer.

POSITION PURPOSE

Responsible for providing administrative assistance for all mortgage loan processing activities. Receives, evaluates, and reviews loan applications. Obtains and verifies necessary information and prepares documents for underwriting and closing review. Engages title, orders flood zone certification, and appraisals as required. Communicates loan status to all involved parties including buyer, seller, realtor, and title company representatives. Obtains proof of insurance as required on mortgage loans. 

Assumes responsibility for providing effective administrative support for all phases of mortgage loan activities.

2. Assumes responsibility for establishing and maintaining professional business relationships with customers and mortgage professionals.

3. Assumes responsibility for establishing and maintaining effective coordination and communication with Bank personnel and with management.

4. Assumes responsibility for related duties as required or assigned.

PERFORMANCE MEASUREMENTS

1. Reports, records, and all related documents are accurate, current, and submitted on time.

2. Files are accurate and up to date.

3. Good business relations exist with customers. Problems and questions are courteously and promptly resolved or referred.

4. Good working relationships and coordination exist with area personnel and with management. Assistance and support are provided as needed. Management is properly informed.

5. Mortgage processing functions are completed in accordance with established policies and procedures.

6. The Bank's professional reputation is maintained and conveyed.

The above statements describe the general nature and level of work only. They are not an exhaustive list of all required responsibilities, duties, and skills. Other duties may be added, or this job description amended at any time.

QUALIFICATIONS

Education/Certification: 

High school graduate or equivalent. 

Required Knowledge: 

Understanding of mortgage loan processing functions including FHA, VA, and Conventional Mortgage Lending. 

Encompass software preferable 

Knowledge of mortgage related requirements, procedures, and underwriting criteria. 

Experience Required: 

One to two years of related mortgage experience. 

Skills/Abilities:  

Good verbal and public relations skills.

Strong typing abilities.

Good basic math skills.

Able to use related computer applications.

Well organized. 

PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION

Talking: 

Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly.

Average Hearing: 

Able to hear average or normal conversations and receive ordinary information.

Repetitive Motion: 

Movements frequently and regularly required using the wrists, hands, and/or fingers.

Average Visual Abilities: 

Average, ordinary, visual acuity necessary to prepare or inspect documents or products, or operate machinery.

Physical Strength: 

Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally. (Almost all office jobs.)

WORKING CONDITIONS

None: 

No hazardous or significantly unpleasant conditions (such as in a typical office).

MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION

Reasoning Ability:

Ability to apply logical or scientific thinking to define problems, collect data establish facts, and draw conclusions.

Able to interpret a variety of technical instructions and can deal with multiple variables.

Mathematics Ability: 

Ability to compute discount, interest, profit, and loss; commission markup and selling price; and ratio, proportion, and percentage.

Able to perform very simple algebra.

Language Ability: Ability to read periodicals, journals, manuals, dictionaries, thesauruses, and encyclopedias.