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JOB DETAILS

Credit Manager-Housing Finance-Credit

CompanyKotak
LocationBangalore
Work ModeOn Site
PostedSeptember 27, 2026
About The Company
About Kotak Mahindra Group: Established in 1985, the Kotak Mahindra Group is one of India’s leading financial services conglomerates. In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the Group’s flagship company, received a banking license from the Reserve Bank of India (RBI). With this, KMFL became the first non-banking finance company in India to become a bank – Kotak Mahindra Bank Limited. The consolidated balance sheet of Kotak Mahindra Group is over 1 lakh crore and the consolidated net worth of the Group stands at 13,943 crore (approx US$ 2.6 billion) as on September 30, 2012. The Group offers a wide range of financial services that encompass every sphere of life. From commercial banking, to stock broking, mutual funds, life insurance and investment banking, the Group caters to the diverse financial needs of individuals and the corporate sector. The Group has a wide distribution network through branches and franchisees across India, and international offices in London, New York, California, Dubai, Abu Dhabi, Bahrain, Mauritius and Singapore. For more information, please visit the company’s website at https://www.kotak.bank.in/en/home.html Note: Our new toll-free number is 18004100. SEBI registration details - https://www.kotak.bank.in/content/dam/Kotak/others/sebi-registration-details.pdf
About the Role

As an Credit Manager, you will play a vital role in overseeing credit operations and strategies within the Housing Finance division. Your primary focus will be on maintaining and enhancing credit quality, managing risk, and driving business growth. You will lead a team of credit professionals, providing guidance and expertise to ensure consistent and effective credit decision-making.

Key Skills
Credit ManagementHousing FinanceRisk ManagementCredit AnalysisTeam LeadershipCredit OperationsFinancial StrategyDecision Making
Categories
Finance & AccountingManagement & Leadership
Job Information
📋Core Responsibilities
The Credit Manager will oversee credit operations and strategies within the Housing Finance division to ensure effective risk management. They will lead a team of credit professionals to maintain credit quality and drive business growth.
📋Job Type
full time
📊Experience Level
5-10
💼Company Size
88233
📊Visa Sponsorship
No
💼Language
English
🏢Working Hours
40 hours
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