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JOB DETAILS

Business Relationship Manager - Business Loans-CONSUMER SERVICE GROUP-Sales

CompanyKotak
LocationIndia
Work ModeOn Site
PostedSeptember 28, 2026
About The Company
About Kotak Mahindra Group: Established in 1985, the Kotak Mahindra Group is one of India’s leading financial services conglomerates. In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the Group’s flagship company, received a banking license from the Reserve Bank of India (RBI). With this, KMFL became the first non-banking finance company in India to become a bank – Kotak Mahindra Bank Limited. The consolidated balance sheet of Kotak Mahindra Group is over 1 lakh crore and the consolidated net worth of the Group stands at 13,943 crore (approx US$ 2.6 billion) as on September 30, 2012. The Group offers a wide range of financial services that encompass every sphere of life. From commercial banking, to stock broking, mutual funds, life insurance and investment banking, the Group caters to the diverse financial needs of individuals and the corporate sector. The Group has a wide distribution network through branches and franchisees across India, and international offices in London, New York, California, Dubai, Abu Dhabi, Bahrain, Mauritius and Singapore. For more information, please visit the company’s website at https://www.kotak.bank.in/en/home.html Note: Our new toll-free number is 18004100. SEBI registration details - https://www.kotak.bank.in/content/dam/Kotak/others/sebi-registration-details.pdf
About the Role

Job Role

 

  • This is an Independent role and candidate will manage a business of 40-75L PM (Unsecured Business Loans)

 

  • Needs to have a good knowledge of Local market with a special focus on the Self-employed category. Must have experience in that Geography

 

  • To understand clients business & provide appropriate products like Business loans, OD facilty

 

  • Has to work closely with DSA’s/do Tele calling/Branch Banking teams for new customer addition. 

 

  • To cross sell various products like Current Account/Savings account/Life Insurance and General Insurance 

 

  • To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence. 

 

  • To be alert on competitive elements in the target segments (viz. other banks etc.) & Augment the presence and penetration of the Kotak brand in the target market 

 

  • Improve efficiency by monitoring accounts sourced, do top ups on existing loans when possible 

 

Job Requirement

 

  • Preferably MBA/ CA 
  • Experience: 7-8 years’ experience in the local market. Background in Credit & Sales Knowledge is required. Prior experience of driving and managing Teams is required. 
  • Good Leadership, Self-motivation and communication skills  for driving Teams
  • Relationship Management Skill 
  • Good influencing skills 
Key Skills
Business LoansSalesRelationship ManagementLeadershipCommunication SkillsInfluencing SkillsCredit AnalysisMarket KnowledgeTeam ManagementTelecallingCross-sellingFinancial ProductsClient AcquisitionStrategic Planning
Categories
Finance & AccountingSalesManagement & LeadershipCustomer Service & Support
Job Information
📋Core Responsibilities
The Business Relationship Manager will manage a portfolio of unsecured business loans and drive new customer acquisition through local market engagement. They are responsible for cross-selling financial products and building strong relationships with key stakeholders to enhance brand penetration.
📋Job Type
full time
📊Experience Level
5-10
💼Company Size
88304
📊Visa Sponsorship
No
💼Language
English
🏢Working Hours
40 hours
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