Commercial Banking Executive

Primary Objective:
Manage and grow a portfolio of commercial clients by delivering tailored financial solutions, ensuring credit quality and driving revenue from lending, trade and transaction service
Key Responsibilities:
Source and onboard corporate clients to expand the client portfolio and increase revenue through new lending and transaction relationships.
Prepare and submit monthly management reports and financial ratios to ensure timely, accurate reporting to Head Office and Brunei’s regulatory compliance.
Initiate and verify loan drawdowns and conditions precedent to ensure compliant disbursements and mitigate post‑drawdown risk.
Originate and underwrite credit proposals to assess the financials and risks to approve high‑quality loans within credit policy.
Sell and service lending, trade finance and working capital solutions drive product uptake, fee income and customer satisfaction.
Monitor and escalate portfolio performance and early‑warning indicators — identify at‑risk accounts and implement remediation to protect asset quality.
Conduct periodic review of the existing banking facilities
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