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JOB DETAILS

Senior Software Engineer - Cards API team

CompanyWise
LocationSingapore
Work ModeOn Site
PostedOctober 14, 2026
About The Company
Wise is a global technology company, building the best way to move money around the world. With the Wise account people and businesses can hold 40+ currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new cross-border payments network that will one day power money without borders for everyone, everywhere. However you use the platform, Wise is on a mission to make your life easier and save you money. Co-founded by Kristo Käärmann and Taavet Hinrikus, Wise launched in 2011 under its original name TransferWise. It is one of the world’s fastest growing, profitable technology companies and is dual listed on Nasdaq in the US (WSE) on the London Stock Exchange under the ticker, WISE. 19 million people and businesses use Wise globally. In fiscal year 2026, Wise supported around 19 million people and businesses, processing over $240 billion in cross-border transactions and saving customers over $3 billion. For customer queries: Please note that LinkedIn is not a Wise Customer Support channel. If you would like to hear from our Customer Support team, please see our Facebook, Twitter and Instagram pages. Login to access customer support: https://wise.com/login/ FB: https://www.facebook.com/Wise/ IG:https://www.instagram.com/wiseaccount/ TW:https://twitter.com/home
About the Role

Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

Our Cards API powers programmatic digital and physical card issuance for global fintech leaders such as Nubank, Tiger Brokers, and XP, alongside a full suite of management tools for spending controls and limits. Take a look at our Cards API documentation to understand what we’ve built.

We’re looking for a Senior Software Engineer (IC3) to join the fast-growing Platform Issuance team in Singapore. In this role, you’ll drive features that solve our partners’ challenges, including accelerating onboarding, optimizing liquidity, combating fraud, and delivering card analytics.

Operating in an autonomous, cross-functional team, you’ll work with PMs, Analysts, and fellow Engineers to decide what we build, not just how we build it.

Qualifications

Technical

  • Strong experience building microservices, event-driven architectures, relational databases, and well-designed APIs. 

  • Ability to design and build resilient and scalable systems

  • Commitment to maintainable and well-tested software, predictable delivery, effective observability, and proactive technical debt management.

 

Product Mindset

  • Strong product mindset, connecting engineering decisions to customer outcomes.

  • Focused on the partner experience, ensuring APIs are simple to consume and well documented.

  • End-to-end ownership of impactful projects, from understanding the problem and shaping the solution through delivery, rollout, measurement, and future roadmap planning

 

Leadership & Collaboration

  • Accountable for the availability, reliability, and security of the systems you and your team build.

  • Self-starting and collaborative approach, with the confidence to work independently, take initiative, own the technical roadmap and deliverables of your projects

  • Clear and adaptable communication, translating complex technical concepts for different audiences and collaborating effectively across functions to reach practical, well-balanced solutions that achieve your team's goals.

 

Nice-to-have

  • Experience with Java, Spring Boot and Kafka

  • Experience building a finance API

  • Experience in the card payments domain, either as an issuer or acquirer

Additional Information

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

  • Compensation: SGD 13000 - SGD 18750 - monthly
  • Key Skills
    MicroservicesEvent-driven architectureRelational databasesAPI designJavaSpring BootKafkaFinance APICard paymentsSystem scalabilityObservabilityTechnical debt managementProduct mindsetCross-functional collaborationAPI documentation
    Categories
    SoftwareTechnologyFinance & AccountingEngineering
    Job Information
    📋Core Responsibilities
    You will drive features for the Cards API platform, including onboarding, liquidity optimization, fraud prevention, and card analytics. You will work in an autonomous, cross-functional team to design, build, and maintain scalable and reliable financial systems.
    📋Job Type
    full time
    💰Salary Range
    SGD 13,000 - SGD 18,750
    📊Experience Level
    5-10
    💼Company Size
    11852
    📊Visa Sponsorship
    No
    💼Language
    English
    🏢Working Hours
    40 hours
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