Fraud Investigator (Full Time) - Sugar Land

Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP.

Prosperity Bank is an Equal Opportunity Employer.

POSITION PURPOSE

The Fraud Investigator is responsible for ensuring conformity and adherence with all applicable state and federal laws and regulations maintaining to the Bank's Fraud Program.

Fraud Investigators are responsible for evaluating the circumstances of a case of suspected fraud and make recommendations about future measures. They may work for different institutions including law enforcement agencies, insurance companies, professional organizations, banks, etc. They interview witnesses, complainants, and employers and research transactions and records to present investigation results and testify in court.

Investigations

• Interviewing customers or individuals who may have information on fraud allegations.

• Writing reports/narratives on your findings for case documentation, report to management and referrals.

Business Partnership/Internal and External

The above statements describe the general nature and level of work only.  They are not an exhaustive list of all required responsibilities, duties, and skills.   Other duties may be added, or this job description amended at any time.

Education/Certification:  

Bachelor’s Degree preferred in welfare, criminology, finance, or business-related field.

Educational experience, through in-house training sessions, formal school, or financial industry related curriculum, should be applicable to the financial industry

Certified Fraud Examiner preferred.

Experience Required:        

Ten years banking experience along with five years related experience and/or training. Work related experience should consist of in-depth background in fraud investigations and analysis and compliance/operational support.

Skills/Abilities:                  

Ability to make appropriate judgments and decisions with limited guidance

Excellent planning and organizational skills, including the ability to work independently on projects of high complexity with minimal supervision.

Ability to maintain confidentiality and instill trust within the organization.

Proficient in Microsoft Word, Excel, and PowerPoint.

Ability to multitask is essential.

PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION

Talking:                                 

Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly.

Average Hearing:               

Able to hear average or normal conversations and receive ordinary information.

Repetitive Motion:              

Movements frequently and regularly required using the wrists, hands, and/or fingers.

Average Visual Abilities: 

Average, ordinary, visual acuity necessary to prepare or inspect documents or products, or operate machinery.

Physical Strength:            

Sedentary work; sitting most of the time.  Exerts up to 10 lbs. of force occasionally. (Almost all office jobs.)

WORKING CONDITIONS

None: 

No hazardous or significantly unpleasant conditions (such as in a typical office).

MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION

Reasoning Ability: 

Ability to apply common sense understanding to carry out detailed but uninvolved written or oral instructions. Ability to deal with problems involving a few concrete variables in standardized situations.

Mathematics Ability: 

Ability to add, subtract, multiply, and divide in all units of measure,

Using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent and to draw and interpret bar graphs.

Language Ability: 

Ability to read and comprehend simple instructions, short correspondence, and memos. Ability to effectively present information in one-on-one and small group situations to customers, clients, and other associates of the organization.