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JOB DETAILS

Quality Executive - Retail MFB - Credit - Gudiyattam - Vinayagapuram - J Grades

CompanyTata Capital
LocationIndia
Work ModeOn Site
PostedOctober 29, 2026
About The Company
Tata Capital Limited, a holistic financial services provider, caters to the diverse needs of retail, housing, SME, and corporate customers with a pan-India network of 1500+ branches. Its range of offerings includes Consumer Finance, Housing Finance, Commercial Finance, Cleantech Finance, Microfinance, Debt Syndication, Private Equity, and Credit Cards.
About the Role

11308

o Responsible for personal discussion of  cases as per the laid down policies & procedures and maintain strict adherence to quality.
o Adhere to agreed SLAs and timelines in completing the activities assigned.
o A skill set of underwriting, disbursements, collateral, coordination with cross function sales operation function
o Responsible for protecting company assets through proper evaluation of all credit requests, establishing credit limits and ensuring that all loans granted are adequately documented and secured by the appropriate collateral
o Ensure proper communication of credit decisions to Stakeholders.
o Responsible for improving underwriting efficiencies while ensuring adequate risk management

Responsible for Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances and ICQ Observation Closure

 

Key Skills
UnderwritingCredit AnalysisLoan VerificationKYC ComplianceRisk ManagementCollateral EvaluationDocument VerificationIncome AssessmentExpense AssessmentBranch ComplianceStakeholder CommunicationData Analysis
Categories
Finance & AccountingRetailManagement & Leadership
Job Information
📋Core Responsibilities
The Quality Executive is responsible for conducting personal discussions, evaluating credit requests, and ensuring all loans are properly documented and secured. They must also perform loan account verifications, KYC checks, and monitor branch compliance to maintain high underwriting standards.
📋Job Type
full time
📊Experience Level
2-5
💼Company Size
25681
📊Visa Sponsorship
No
💼Language
English
🏢Working Hours
40 hours
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